Best Toronto Bad Credit Car Loans [Updated 2020] 1000+ Reviews Approval Team - Approval Team Canada - Under New Management
Something Great
Is Happening

Best Toronto Bad Credit Car Loans [Updated 2020] 1000+ Reviews Approval Team

Best Toronto Bad Credit Car Loans Guide & Approval Link

“The Easier, More Functional and Efficient Way To Get The Car Loan You NEED For the Car You Want in Toronto with Good, NO or Bad Credit.. All Online and All Within 24 Hours or Less. Try Approval Team For FREE.”

bad credit car loans toronto

Home to the 2019 NBA Champions, the 2nd tallest building and largest airport in the world, while boasting a population of 2.93 million, is Toronto, Ontario.

The iconic CN Tower, Royal Ontario Museum, Casa Loma and the Toronto Islands are a few of the top places to visit in this city, as well as many green spaces including Queen’s Park and the 400 acre High Park which includes trails, sport facilities and a zoo.

Approval Team provides nationwide auto financing services at very competitive rates. They give thousands of approvals in Ontario province alone every month. Their services are free and you can contact them anytime you want. Take advantage of their great deals today.

Are you looking for a car loan in Toronto but are not confident you qualify?  There is no reason to worry because in Toronto, anyone can get an auto loan approval.  Whether you are with good credit, bad credit, an immigrant, has recently declared bankruptcy, are late in your payments, new to the country, or a divorcee, it doesn’t matter. 

You can get an approval within 48 hours and drive the car of your choice home. The process is hassle-free too. You can even do it from home if you choose to. If you have an at least $1800 monthly income, has a valid license and are insurable, then you are good to go.

Fun Facts About Toronto

NN

Toronto has over 1,500 parks for friends and family to enjoy BMO Field is Toronto’s outdoor stadium which is home to Toronto FC and the Toronto Argonauts.

NN

Home to 8,100 famous restaurants and bars.

NN

Little Italy, Little Portugal and Chinatown reinforce the city’s Multiculturalism.

NN

The Toronto Zoo is the 3rd largest in the world with over 16,000 Animals.

NN

The Mayor of Toronto is John Tory.

NN

Home to 3 universities, University of Toronto, Ryerson Universityand OCAD University.

Shop From Home Without Pressure

NN

Easiest & Fastest Online Auto Financing Approval site in Ontario.

NN

We approve more people for the vehicle they want than any other dealer.

NN

Never any obligation to buy – Just review and compare local offers.

NN

Instant call back technology only used by Approval Team.

NN

Our goal is to satisfy every customer and to make them love the car buying experience.

NN

Every client gets multiple vehicle options within given monthly budget you request.

  • akhil reddyakhil reddyGoogle Review

    I got a VW jetta 2015. It was a great pleasure working with ALI, he took all the stress and didn't let me down at any point of time. I literally took 0% stress and thank you Ali for bearing me. I had a great time with him and I never gonna forget u guys.

    Thank you Ali, you are the best!

    Read More
  • A very professional sales team. Within a short period of time I was driving a car that I liked and fit my budget . Ask for Dimond she goes the extra mile for her clients.

    Read More
  • paul hodgepaul hodgeGoogle Review

    Joy was a pleasure to work with through the entire buying process from getting financing to the very end day of delivery and follow up afterwards
    I couldnt be more pleased with the service or the purchase I made
    Thank you Joy

    Read More
  • Thank you New Car Canada for helping me get into a newer vehicle after my '06 Honda Pilot finally bit the bullet. Approval team delivered my '17 Nissan Pathfinder last night. Beautiful machine. My wife and kids cant get enough of it. Special thanks to, finance manager, CASSANDRA VASSOS for helping me out. Within 12 hours she had me financed and knew what I was looking for. Within 48 hours, I had selected my new vehicle and awaited delivery. Cassandra was only a call or text away through the whole process and we still remain in contact after the deal was done. This is how real customer service should be. Thank you Cassandra. Merry Christmas and Happy New Year from my family to yours.

    Read More
  • I had excellent service from Javon through Approval Team. I needed a new car asap as somebody had hit my car and it was written off. He was helpful with finding me the type of vehicle that I was looking for. It took less than a week for everything to be set up and then he delivered it to my house. He literally took care of everything that he could. I just had to get a void cheque, contact my insurance broker and then sign the paperwork! The process was super easy and it was an efficient way of getting a new car.

    Read More
  • Mathew SpereMathew SpereGoogle Review

    It was great dealing with approval team and hayden inspecific he will give you the most you can probably get with a great price and budgeting

    Read More
  • Susy WickensSusy WickensGoogle Review

    I would like to give javon Richard's a big thanks for helping me to a car that I needed an for being so nice an getting me everything I for my car an making sure I was well taken care of I highly recommend buying a car from such a big help thank you so much for all your help

    Read More
  • Kayandra McgregorKayandra McgregorGoogle Review

    My time there interacting with Jas was incredible and hassle free on my end. I had a little hiccup during the process but Jas did everything possible to get me approved and I am now the proud owner of a car. Thanks a lot Jas for your help

    Read More
  • jeff walkerjeff walkerGoogle Review

    I would like to think Cassandra for taking the time to find in the vehicle for me to purchase if you ever get a chance to go down and meet her she is amazing woman and she is very helpful finding the right vehicle for you And taking the time to get to know what your needs and wants are In putting you in the right vehicle

    Read More
  • Michael Ola-PetersMichael Ola-Petersa job well done 🙂

    Appreciate the discussions and help getting what I wanted as soon a possible. They were able to work around my schedule and keep up communication with me when required as well. Shout out to Natasha for a job well done 🙂

    Read More
  • Nathan CarrollNathan CarrollGoogle Review

    I worked with Hayden. Great guy. Then did everything they could to help my wife and I get her a car. When my credit was toast and wife had no credit. Thanks guys.

    Read More
  • Mike KinseyMike KinseyGoogle Review

    Hi Cassandra, We would like to thank you for making the whole experience of purchasing our "New to us" truck a pleasure! Right from the initial request we made online for pre-approval to the delivery of our truck last night - this has been so simple and easy - no hassles - no surprises - just a great truck at a fair price with a straight forward financing and warranty package. I have to say that we were a bit nervous in buying a vehicle basically online with only seeing it in person when delivered to our door - but with only needing to sign on the dotted line after our inspection, drive test, and approval - we are very pleased. The truck exceeds our expectations - very clean and nicely detailed. Also a thank you to your delivery drivers - they were awesome to deal with. We would highly recommend you and your team - 5 stars.

    Have a great day!

    Michael and Jacqueline Kinsey.

    Aylmer, Ontario.

    Read More
  • Its FlamistIts FlamistGoogle Review

    Working with Sab was a great experience he answered all questions we had and was a great help with getting a car in the right price range and was very polite and respectful I WOULD RECOMMEND FAMILY AND FRIENDS TO THE APPROVEL TEAM
    GARY GAGE

    Read More
  • Diva QueenDiva QueenGoogle Review

    Qas is the best ...He helped me get a car in one day no problem!! Very grateful for his help

    Read More
  • Best experience buying a car with Approval Team. Marie Joy had me approved within 2 hours and I got my new car in less than 5 days! She paid attention to details and made sure the car was safe and clean. She also negotiated with the bank and was able to lower my payment on a biweekly basis. WOW !!!!!!! Thank you JOY. I will enjoy my car!

    Read More
  • Thank you to Mounir at the Approval team for setting me up with my new Nissan Sentra!! The process was very easy going and I highly recommend them to anyone looking to get a newer vehicle.

    Read More
  • Mark JordanMark JordanGoogle Review

    Would like to thank Goran from the Approval team for getting me into a decent vehicle with my poor credit. Great good and thanks for all the help. I Would recommend the Approval team to anyone looking for a helpful and easy way to buy a vehicle.

    Read More
  • Tefiney H.Tefiney H.Google Review

    Such an amazing car buying experience! Cassandra from the Approval Team was awesome from the beginning to the end of this process. She was quick, in constant communication and sealed the deal in what seems to be record time. I've shopped around for awhile to get a new car, but I knew after interacting with Casandra, I would be a fool not to put my trust in her and her team! I suggest anyone wanting to buy a vehicle go to them first, you definitely wont regret it.

    Read More
  • Living InspirationLiving InspirationGoogle Review

    I had the pleasure to work with a customer service representative named Joy. Let me tell you, she truly lives up to her name! She was so much help when it came to helping get my first car! I absolutely love it and I’m so grateful for her recommendations. The approve group does their job and helps you along the way with anything you need. Thankful to have stumbled upon them and grateful for their help. I will most definitely recommend them to family and friends and will look to them in the future for another car ????! Thank you guys so much and thank you Joy ☀️

    Read More
  • manouche malumanouche maluGoogle Review

    Daniel helped me so much to get my car I don't know if it wasn't for him I'll be able to get the car so keep up the good job that was so awesome thank you so much

    Read More
  • karen robinsonkaren robinsonGoogle Review

    Clive is the one who helped me out and he did and amazing job helping get into my new vehicle.

    Read More
  • Karen WilliamsKaren WilliamsWonderful experience

    My experience with the Approval Team has been wonderful I love the driving my 2014 Chevy cruz drives like a dream and I love it! Thank you so much Shemar and the wonderful staff at Approval Team. Big up

    Read More
  • Susanna WynterSusanna WynterGoogle Review

    Hi my name is Susanna wynter I was so quick by a very nice sale prep by the name of Zack he help to get approved when every where else would disapoved me I'm so happy I'm walking away with a van of my choice

    Read More
  • The company real cares about your situation and will do whatever they can to get you approved if one bank says no they have a list they go throu to get you approved Natasha was patient and answered all my questions no matter how many I had .. I would 100 percent recommend them ..I will definitely deal with them again for the next one..

    Read More
  • I reached out to the approval team because I was getting sub-prime rates that were way too high! Vany and Erin from the Approval Team did a great and efficient job of getting me approved and finding me the car I wanted. They gave me the right guidance through out the stressful process of buying my car. When visiting the office, I was greeted with an uplifting conversation with Sofie and a few other members of staff that were extremely polite, warm and welcoming. Thanks Approval Team for your service!

    Read More
  • Thanks so much to everyone on the Approval Team, especially to Hayden for going above and beyond the entire process to get myself a vehicle. Though I know that my situation is very tough from the get-go, Hayden was able to assist me find not only an amazing car but also in a price I can afford! Once again, I really appreciate everything. I will definitely recommend Approval Team, 100%!

    Read More
  • Amanda SchaeferAmanda SchaeferGoogle Review

    David Morris is the most hard working human being and he went above and beyond for me. After having bad experiences with other dealerships taking advantage of me and thinking I would never get into a new car David got me into a 2017 Kia Optima.

    He worked his butt off and constantly was in contact with me always letting me know whats going on and went out of his way to even find me snow tires and put them on for me for delivery.
    This man will bend over backwards for his customers!

    If you need a car call approval team and ask for him!

    Thanks David &Approval team for all your hard work and help.

    Read More
  • Hey Linnie!!! Thanks for the 2019 Chevy Impala LT. My experience with you was awesome! I’m very satisfied with the service you provided, and for everything you did to get me into the car. I’m loving it! I will definitely be coming back to you again when I’m ready for another trade in! Keep up the amazing work you do!

    Read More
  • Parth PanchalParth PanchalGoogle Review

    Truly recommend u all if want to buy a vehicle. I personally recommend this person (Rafi) he will help u in any way to buy a vehicle and also has a good knowledge about it. I got my car in just a week after my application n I cannot be anymore happy n satisfied. Thank u Approval Team. Great job by u all.

    Read More
  • Angela ChandlerAngela ChandlerGoogle Review

    Dealing with Erin from the approval team was the easiest and most positive experience I have ever had. Erin answered my questions and calls quickly and put me in my new 2017 Hyundai Accent in 7 days. I will definitely be using the approval team again in the future and most definitely Erin!! Thanks so much.

    Read More
  • Hey Linnie!!! Thanks for the 2019 Chevy Impala LT. My experience with you was awesome! I’m very satisfied with the service you provided, and for everything you did to get me into the car. I’m loving it! I will definitely be coming back to you again when I’m ready for another trade in! Keep up the amazing work you do!

    Read More
  • Rohit VermaRohit VermaGoogle Review

    I deal with Suchit, he was very nice and helpful from beginning of my search till delivery of my Pathfinder, and even after sales also he helped me in getting my vehicle fixed with minor problem, overall very nice experience.

    Read More
  • Cassie GodfreyCassie GodfreyGoogle Review

    Thank you so much to Shawn from the Approval Team. I'm a tough customer to please, but he went out of his way to get me exactly what I wanted, and even delivered it to my door 2 hours from Toronto for FREE! My car was registered in my name, plated and ready to be on the road the second it pulled into my driveway. Shawn helped eased my mind as a first time car owner. He was extremely helpful and professional and I would recommend the Approval Team to anyone looking to buy a used car.

    Read More
  • Richard PooleRichard PooleGoogle Review

    Orlando Palacios was very helpful from my first enquiry communication to conclusion of our vehicle purchase and remains in contact to ensure complete satisfaction. He is a pleasure to deal with and, if we need another vehicle, am assured he'll take good care of my needs.

    Read More
  • Myrabel BarrientosMyrabel Barrientosfast and simple

    My experience with Approval Team was fast and simple. It is my second car with them. I am happy with the outcome. Linnie was such great help. Delivery was smooth and easy. I recommend going to Approval Team. Thank again Linnie.

    Read More
  • I had been contemplating about upgrading my car for a few weeks and was wondering if the option to refinance at a better interest rate was even a possibility. Until one day, I received an email from Linnie at Approval Team.

    She had reached out to see if I was interested in trading in my current vehicle for something newer and more reliable. I decided to entertain the email, and give Linnie a call just to see what my options were.

    Linnie contacted me on January 26th, sent me vehicle options the following day and within a week I had my new car delivered at home!

    The experience was extremely pleasant, quick, professional and hassle free!

    Read More
  • Thank you Natalia for getting me my Ford Edge. You helped me and I am really happy with my car. I would recommend everyone to contact Natalia if you need help getting a car she will help you.

    Read More
  • Wali UllahWali UllahGoogle Review

    That was an great experience to get a car from approval team . Mr jas helped me to get the best deal with affordable price . I m satisfied so far ???? . They actually understand ur need and guide u accordingly which is amazing .

    Read More
  • Outstanding service and such a positive experience. I need to give a big shout out and thank you to Linnie Blas who was there for me every step of the way! I Very genuine, personable, and passionate about helping me find the best vehicle specifically tailored to my needs. I was amazed and thrilled with the simplicity and convenience of doing business with the “Approval Team” all from the comfort of my home. Also, thank you to Mike, the driver, who brought our new vehicle to us and in turn drove our trade in vehicle back. I am one happy customer and would recommend the “Approval Team” to anyone looking to purchase/trade-in a vehicle.

    Read More
  • Tim WadeTim Wadebest car buying experiences ever

    This is Tim Wade and all I can say is thank you so much Kristen one of the best car buying experiences ever. I was very set on exactly what I wanted for my next car and even though my credit isn't great you found and exceeded the exact car I was looking for. You and the approval team had everything done and the car delivered to my door in such a quick and timely manner it was just awesome. All I can say is it was a great experience and thank you so much.

    Read More
  • Bought a GMC Terrain from Approval Team, Linnie Blas handled everything for me and had me in the car in no time, she was quick, responsive and very straightforward with how the whole process will work. She answered all my questions and made me feel confident that this purchase was the right car for me. Would definitely recommend Approval Team and will be looking forward to buying another vehicle from them again.Evo Doge

    Read More
  • TamiahVlogs4YouTamiahVlogs4YouGoogle Review

    I Wanna Thank The Approval Team for getting me into my brand new Chevy Cruze 2017. I Would like to send a Special Shout Out Too Javon He was an amazing help & so friendly... I Had bad credit && they made it happen!!!!!!!!! So Big Thumbs up to The Approval Team????????????????

    Read More
  • I recently purchased a car here with the help of Jas, he was very helpful and got me exactly what I asked for at a great interest rate.

    Read More
  • I just trade my Chevy Cruze for a Mazda3 in really good condition. So I’m really happy and exited about this new upgrade for me. People in the office is really nice and will help you in anything they can when getting a new car.

    Read More
  • Tariq AbuelgasimTariq AbuelgasimGoogle Review

    Approval team delivered my 2017 Sentra last Saturday. I want to say thank you Cassandra! She was very helpful, and the service was prompt and amazing! Highly recommend them.

    Read More
  • I got help from Quinten and I must say he made sure I got the car I wanted. Very nice man. Help me pay my fine off with my insurance. He never left me hanging. He always updated me. He is also helping me build my credit. I definitely would recommend anyone to approval team.

    Read More
  • Shemar and Mounir are one of the most honest people I have met in Canada
    They made my wife and I feel like family from first moment we got into the office.
    They went out of their way to get us out of a difficult situation and we will forever be grateful.
    I will be bringing more business to you soon.
    Thank you so much

    Read More
  • Mary GeorgeMary GeorgeGoogle Review

    Cassandra has been a phenomenal help to us and our family, helping us get the car that we wanted and working past her hours to ensure that our needs were met. She helped us get our first car a year and a half ago, and we loved her customer service and manager skills that we tracked her down and traded in our vehicle with her. Cassandra is very down to earth, courteous, honest and very trustworthy! She keeps her promises and ensures to get you the best rate and car for your money!

    Matthew dropped our vehicle to us and was very polite and also very patient as we went through each document that needed to be signed without feeling pressured to hurry through the process. Very friendly and also humble.

    I asked about receiving a copy of an important document and immediately he was on the phone with his manager and rectified/problem solved.
    Approval Team is Wonderful! Thank you for making this experience a great one! Anyone purchasing a car, ask to speak with Cassandra and the car delivered by Matthew! Great people, great team! Referrals for sure coming your way! 🙂

    Read More

At Approval Team, we can give you an ease of mind when purchasing a new vehicle with our fast, reliable services and 99% approval rate. Getting around the greatest city in Canada has never been easier.

bad credit car loans toront

Since the city covers an area of 641 square kilometers, stretching 43 km east to west and 21km north to south, there are plenty of streets to be driven on, 9,250 to be exact. And with Yonge Street being the longest street in the world (1,896km), driving around the city is exhilarating.

There are 3 major highways that run through the Toronto area which are the 401, QEW and the Don Valley Parkway.

With 25% of Canada’s population living within 160km from the city, these highways and other major streets, such as Yonge, Lakeshore and Dundas connect commuters to the downtown core.

Zero Down Option

Apply Online Now For An Easy, Functional & Efficient Bad Credit Car Loan Approval – Takes 30 Seconds!