Best Toronto Bad Credit Car Loans [Updated 2020] 1000+ Reviews Approval Team
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Best Toronto Bad Credit Car Loans [Updated 2020] 1000+ Reviews Approval Team

Best Toronto Bad Credit Car Loans Guide & Approval Link

“The Easier, More Functional and Efficient Way To Get The Car Loan You NEED For the Car You Want in Toronto with Good, NO or Bad Credit.. All Online and All Within 24 Hours or Less. Try Approval Team For FREE.”

bad credit car loans toronto

Home to the 2019 NBA Champions, the 2nd tallest building and largest airport in the world, while boasting a population of 2.93 million, is Toronto, Ontario.

The iconic CN Tower, Royal Ontario Museum, Casa Loma and the Toronto Islands are a few of the top places to visit in this city, as well as many green spaces including Queen’s Park and the 400 acre High Park which includes trails, sport facilities and a zoo.

Approval Team provides nationwide auto financing services at very competitive rates. They give thousands of approvals in Ontario province alone every month. Their services are free and you can contact them anytime you want. Take advantage of their great deals today.

Are you looking for a car loan in Toronto but are not confident you qualify?  There is no reason to worry because in Toronto, anyone can get an auto loan approval.  Whether you are with good credit, bad credit, an immigrant, has recently declared bankruptcy, are late in your payments, new to the country, or a divorcee, it doesn’t matter. 

You can get an approval within 48 hours and drive the car of your choice home. The process is hassle-free too. You can even do it from home if you choose to. If you have an at least $1800 monthly income, has a valid license and are insurable, then you are good to go.

Fun Facts About Toronto

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Toronto has over 1,500 parks for friends and family to enjoy BMO Field is Toronto’s outdoor stadium which is home to Toronto FC and the Toronto Argonauts.

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Home to 8,100 famous restaurants and bars.

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Little Italy, Little Portugal and Chinatown reinforce the city’s Multiculturalism.

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The Toronto Zoo is the 3rd largest in the world with over 16,000 Animals.

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The Mayor of Toronto is John Tory.

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Home to 3 universities, University of Toronto, Ryerson Universityand OCAD University.

Shop From Home Without Pressure

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Easiest & Fastest Online Auto Financing Approval site in Ontario.

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We approve more people for the vehicle they want than any other dealer.

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Never any obligation to buy – Just review and compare local offers.

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Instant call back technology only used by Approval Team.

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Our goal is to satisfy every customer and to make them love the car buying experience.

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Every client gets multiple vehicle options within given monthly budget you request.

  • PrOud MomMA OF 4 FrM mANitOULinPrOud MomMA OF 4 FrM mANitOULinGoogle Review

    THUMBS WAY UP!!! IM SUPER PLEASED AND STILL CANT BELIEVE IM DRIVING MY VERYY 1ST SUV DELIVERED STRAIGHT TO MY DOOR STEP!!! I wanna thank VIVIE & MARKY MARK AT The APPROVAL TEAM ... they did an amazing job at making me feel like I absolutely CAN HAVE WAT I WANT!!! THEY WORKED FAST N HARD AND REALLY ARE THE BEST AT WAT THEY DO!!! Thank you guys so much!! Yous made a family very happy & excited!! ???????? ????????☺️????????

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  • Brittany DzijackyBrittany DzijackyGoogle Review

    Ian was great to work with. Earlier this year I hit a deer and my suv was written off. I desperately needed a vehicle because I was 9 months pregnant and have an almost 2 year old already. In the last few days of my pregnancy the last thing I wanted to do was start looking / test driving vehicles. I put my trust into Ian and he did all the work and found something reliable and safe for my family. We ended up getting a 2017 Dodge Journey and couldn’t be more happy with it ! It is very roomy for our family and is just perfect for us. Thanks again Ian !! You were such a huge help and took so much stress off of us ! I would definitely recommend!

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  • Cassie GodfreyCassie GodfreyGoogle Review

    Thank you so much to Shawn from the Approval Team. I'm a tough customer to please, but he went out of his way to get me exactly what I wanted, and even delivered it to my door 2 hours from Toronto for FREE! My car was registered in my name, plated and ready to be on the road the second it pulled into my driveway. Shawn helped eased my mind as a first time car owner. He was extremely helpful and professional and I would recommend the Approval Team to anyone looking to buy a used car.

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  • TamiahVlogs4YouTamiahVlogs4YouGoogle Review

    I Wanna Thank The Approval Team for getting me into my brand new Chevy Cruze 2017. I Would like to send a Special Shout Out Too Javon He was an amazing help & so friendly... I Had bad credit && they made it happen!!!!!!!!! So Big Thumbs up to The Approval Team????????????????

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  • I recently purchased a car here with the help of Jas, he was very helpful and got me exactly what I asked for at a great interest rate.

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  • Kayandra McgregorKayandra McgregorGoogle Review

    My time there interacting with Jas was incredible and hassle free on my end. I had a little hiccup during the process but Jas did everything possible to get me approved and I am now the proud owner of a car. Thanks a lot Jas for your help

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  • Thanks so much to everyone on the Approval Team, especially to Hayden for going above and beyond the entire process to get myself a vehicle. Though I know that my situation is very tough from the get-go, Hayden was able to assist me find not only an amazing car but also in a price I can afford! Once again, I really appreciate everything. I will definitely recommend Approval Team, 100%!

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  • Richard PooleRichard PooleGoogle Review

    Orlando Palacios was very helpful from my first enquiry communication to conclusion of our vehicle purchase and remains in contact to ensure complete satisfaction. He is a pleasure to deal with and, if we need another vehicle, am assured he'll take good care of my needs.

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  • Living InspirationLiving InspirationGoogle Review

    I had the pleasure to work with a customer service representative named Joy. Let me tell you, she truly lives up to her name! She was so much help when it came to helping get my first car! I absolutely love it and I’m so grateful for her recommendations. The approve group does their job and helps you along the way with anything you need. Thankful to have stumbled upon them and grateful for their help. I will most definitely recommend them to family and friends and will look to them in the future for another car ????! Thank you guys so much and thank you Joy ☀️

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  • Its FlamistIts FlamistGoogle Review

    Working with Sab was a great experience he answered all questions we had and was a great help with getting a car in the right price range and was very polite and respectful I WOULD RECOMMEND FAMILY AND FRIENDS TO THE APPROVEL TEAM
    GARY GAGE

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  • karen robinsonkaren robinsonGoogle Review

    Clive is the one who helped me out and he did and amazing job helping get into my new vehicle.

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  • I got help from Quinten and I must say he made sure I got the car I wanted. Very nice man. Help me pay my fine off with my insurance. He never left me hanging. He always updated me. He is also helping me build my credit. I definitely would recommend anyone to approval team.

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  • Susy WickensSusy WickensGoogle Review

    I would like to give javon Richard's a big thanks for helping me to a car that I needed an for being so nice an getting me everything I for my car an making sure I was well taken care of I highly recommend buying a car from such a big help thank you so much for all your help

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  • Tim GittensTim GittensGoogle Review

    Jas is the man. I can't imagine getting better service or getting someone who tried harder for me. I'm a problem case and he still dug in and got me a deal that worked. Attentive. Hard-working. Knowledgeable. I'd give him six stars if I could.

    Tim

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  • Susanna WynterSusanna WynterGoogle Review

    Hi my name is Susanna wynter I was so quick by a very nice sale prep by the name of Zack he help to get approved when every where else would disapoved me I'm so happy I'm walking away with a van of my choice

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  • kevin comtoiskevin comtoisGoogle Review

    Daniel u are amazing and Tom thank youwas amazing from start to finish of purchasing my new car. He listened to what I was looking for and found the perfect vehicle for me. He kept me well informed and up to date on everything that was happening with my vehicle and if I had questions he was happy to answer and never made me feel like I was inconveniencing him. Thank you Tom for getting me a wonderful deal and staying within my budget.daniel thank you for taking the time to go over the car with me and pointing out the special features it has you were very knowledgeable when it came to the vehicle and thank you for delivering it.

    I will recommend to all my friends and family

    Love my Nissan Maxima

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  • Thank you New Car Canada for helping me get into a newer vehicle after my '06 Honda Pilot finally bit the bullet. Approval team delivered my '17 Nissan Pathfinder last night. Beautiful machine. My wife and kids cant get enough of it. Special thanks to, finance manager, CASSANDRA VASSOS for helping me out. Within 12 hours she had me financed and knew what I was looking for. Within 48 hours, I had selected my new vehicle and awaited delivery. Cassandra was only a call or text away through the whole process and we still remain in contact after the deal was done. This is how real customer service should be. Thank you Cassandra. Merry Christmas and Happy New Year from my family to yours.

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  • Jason FawcettJason FawcettGoogle Review

    Traci, has been an exceptional help from the beginning to the end of this process! She was able to make valuable suggestions, and guide me. Traci was very friendly, and well spoken! I would say it was one of the best sales experience to date ! Job well done ! Thanks again ! Traci ! All the best in your future endeavours!

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  • jeff walkerjeff walkerGoogle Review

    I would like to think Cassandra for taking the time to find in the vehicle for me to purchase if you ever get a chance to go down and meet her she is amazing woman and she is very helpful finding the right vehicle for you And taking the time to get to know what your needs and wants are In putting you in the right vehicle

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  • Rohit VermaRohit VermaGoogle Review

    I deal with Suchit, he was very nice and helpful from beginning of my search till delivery of my Pathfinder, and even after sales also he helped me in getting my vehicle fixed with minor problem, overall very nice experience.

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  • Basil HassanBasil HassanGoogle Review

    Thank you Approval Team and Cassandra for paying me for referring my friend. You can make some extra money by referring a friend. Referral program is not a JOKE!

    Get a car and tell a friend for extra cash!

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  • Amanda SchaeferAmanda SchaeferGoogle Review

    David Morris is the most hard working human being and he went above and beyond for me. After having bad experiences with other dealerships taking advantage of me and thinking I would never get into a new car David got me into a 2017 Kia Optima.

    He worked his butt off and constantly was in contact with me always letting me know whats going on and went out of his way to even find me snow tires and put them on for me for delivery.
    This man will bend over backwards for his customers!

    If you need a car call approval team and ask for him!

    Thanks David &Approval team for all your hard work and help.

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  • Nathan CarrollNathan CarrollGoogle Review

    I worked with Hayden. Great guy. Then did everything they could to help my wife and I get her a car. When my credit was toast and wife had no credit. Thanks guys.

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  • Mathew SpereMathew SpereGoogle Review

    It was great dealing with approval team and hayden inspecific he will give you the most you can probably get with a great price and budgeting

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  • A very professional sales team. Within a short period of time I was driving a car that I liked and fit my budget . Ask for Dimond she goes the extra mile for her clients.

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  • Melesia MorrisonMelesia MorrisonGoogle Review

    Had a hard time finding a vehicle for my family and I. Came across the Approval Team online..they were quick to reply to my application. Gord helped me to get into a reliable vehicle and made the process quick and easy...Thanks for all the help????

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  • I had excellent service from Javon through Approval Team. I needed a new car asap as somebody had hit my car and it was written off. He was helpful with finding me the type of vehicle that I was looking for. It took less than a week for everything to be set up and then he delivered it to my house. He literally took care of everything that he could. I just had to get a void cheque, contact my insurance broker and then sign the paperwork! The process was super easy and it was an efficient way of getting a new car.

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  • manouche malumanouche maluGoogle Review

    Daniel helped me so much to get my car I don't know if it wasn't for him I'll be able to get the car so keep up the good job that was so awesome thank you so much

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  • isaiah andersonisaiah andersonGoogle Review

    Strongly advise to use this company. Very well service, quick responses, great prices for financing and great with helping you with everything you need for your next car.

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  • Temitope OlanrewajuTemitope OlanrewajuGoogle Review

    Thank you Baraa for your exceptional service and support throughout the process of buying our new car. You did everything within your power to satisfy us, you always answer our calls promptly and you are dependable. At some point I thought this quality of customer service is not real. Your team members were also awesome. Thank you. I would be recommending you to my friends.

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  • Mark JordanMark JordanGoogle Review

    Would like to thank Goran from the Approval team for getting me into a decent vehicle with my poor credit. Great good and thanks for all the help. I Would recommend the Approval team to anyone looking for a helpful and easy way to buy a vehicle.

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  • Angela ChandlerAngela ChandlerGoogle Review

    Dealing with Erin from the approval team was the easiest and most positive experience I have ever had. Erin answered my questions and calls quickly and put me in my new 2017 Hyundai Accent in 7 days. I will definitely be using the approval team again in the future and most definitely Erin!! Thanks so much.

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  • Tefiney H.Tefiney H.Google Review

    Such an amazing car buying experience! Cassandra from the Approval Team was awesome from the beginning to the end of this process. She was quick, in constant communication and sealed the deal in what seems to be record time. I've shopped around for awhile to get a new car, but I knew after interacting with Casandra, I would be a fool not to put my trust in her and her team! I suggest anyone wanting to buy a vehicle go to them first, you definitely wont regret it.

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  • Parth PanchalParth PanchalGoogle Review

    Truly recommend u all if want to buy a vehicle. I personally recommend this person (Rafi) he will help u in any way to buy a vehicle and also has a good knowledge about it. I got my car in just a week after my application n I cannot be anymore happy n satisfied. Thank u Approval Team. Great job by u all.

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  • Thank you Natalia for getting me my Ford Edge. You helped me and I am really happy with my car. I would recommend everyone to contact Natalia if you need help getting a car she will help you.

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  • paul hodgepaul hodgeGoogle Review

    Joy was a pleasure to work with through the entire buying process from getting financing to the very end day of delivery and follow up afterwards
    I couldnt be more pleased with the service or the purchase I made
    Thank you Joy

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  • Diva QueenDiva QueenGoogle Review

    Qas is the best ...He helped me get a car in one day no problem!! Very grateful for his help

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  • I personally worked with Steven to get my car loan approved. The process was superb! Thank you so much! We are definitely returning for future purchases, although I think I’m keeping this car longer than I had anticipated. It’s beautiful and comfortable ????

    Already family and friends are excited about the loan process. Not only is one getting a vehicle and becoming independent of a co-signer, but rather growing their credit for future reliability and a peace of mind.

    Cheers☺️
    Tess ????

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  • I reached out to the approval team because I was getting sub-prime rates that were way too high! Vany and Erin from the Approval Team did a great and efficient job of getting me approved and finding me the car I wanted. They gave me the right guidance through out the stressful process of buying my car. When visiting the office, I was greeted with an uplifting conversation with Sofie and a few other members of staff that were extremely polite, warm and welcoming. Thanks Approval Team for your service!

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  • Sylvester BartleySylvester BartleyGoogle Review

    My agent name is Arash, from the beginning he was very understanding and very professional. From my appointment to receiving my car they were very nice to me in trying to get me what I am looking for. I would definitely recommend them to anyone who needs their help.

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  • Jae Baz VevoJae Baz VevoGoogle Review

    On behalf of Ehigie family , we are so thankful @ Steven!! I know for sure God send me an angel when my family needed help. This is the first car dealer I aver worked with and that showed me and my family that it's more then business, they helped us like family, with care they understood us ,supported us %100% !! Bless you more Steven U shall succeed Doubles Doubles in your business! Bless your company and all your coworkers!! You guys are the real meaning of 'car dealer'. Approval team you guys are the best!

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  • akhil reddyakhil reddyGoogle Review

    I got a VW jetta 2015. It was a great pleasure working with ALI, he took all the stress and didn't let me down at any point of time. I literally took 0% stress and thank you Ali for bearing me. I had a great time with him and I never gonna forget u guys.

    Thank you Ali, you are the best!

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  • Charles Lo MantoCharles Lo MantoGoogle Review

    This is a great place, I strongly recommend it. Huge thanks has to go to Hayden for going back and forth and above and beyond! Thanks so much, approval team! I'm the proud owner of a new Pathfinder, who would have thought?!

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  • Wali UllahWali UllahGoogle Review

    That was an great experience to get a car from approval team . Mr jas helped me to get the best deal with affordable price . I m satisfied so far ???? . They actually understand ur need and guide u accordingly which is amazing .

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  • Mary GeorgeMary GeorgeGoogle Review

    Cassandra has been a phenomenal help to us and our family, helping us get the car that we wanted and working past her hours to ensure that our needs were met. She helped us get our first car a year and a half ago, and we loved her customer service and manager skills that we tracked her down and traded in our vehicle with her. Cassandra is very down to earth, courteous, honest and very trustworthy! She keeps her promises and ensures to get you the best rate and car for your money!

    Matthew dropped our vehicle to us and was very polite and also very patient as we went through each document that needed to be signed without feeling pressured to hurry through the process. Very friendly and also humble.

    I asked about receiving a copy of an important document and immediately he was on the phone with his manager and rectified/problem solved.
    Approval Team is Wonderful! Thank you for making this experience a great one! Anyone purchasing a car, ask to speak with Cassandra and the car delivered by Matthew! Great people, great team! Referrals for sure coming your way! 🙂

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  • Mike KinseyMike KinseyGoogle Review

    Hi Cassandra, We would like to thank you for making the whole experience of purchasing our "New to us" truck a pleasure! Right from the initial request we made online for pre-approval to the delivery of our truck last night - this has been so simple and easy - no hassles - no surprises - just a great truck at a fair price with a straight forward financing and warranty package. I have to say that we were a bit nervous in buying a vehicle basically online with only seeing it in person when delivered to our door - but with only needing to sign on the dotted line after our inspection, drive test, and approval - we are very pleased. The truck exceeds our expectations - very clean and nicely detailed. Also a thank you to your delivery drivers - they were awesome to deal with. We would highly recommend you and your team - 5 stars.

    Have a great day!

    Michael and Jacqueline Kinsey.

    Aylmer, Ontario.

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  • Krystal ContantKrystal ContantGoogle Review

    I found out about Approval Team through Facebook, once I was approved Daniel contacted me. He was excellent in every way possible. He kept me informed throughout every step and I couldn't ask for better service. Great friendly service. They had two people from pass Toronto deliver the new car to my house in Blind River. They were wonderful signed the papers and the car was ours that day the delivered. I want to thank Daniel for all of his help. My husband, kids and I love our Nissian Rogue.

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  • Rachelle LabonteRachelle LabonteGoogle Review

    Amaresh helped me with getting my very first vehicle, which was a 2027 Nissan Versa Note! He was very friendly, helpful and accommodating! I was very skeptical at first as I have never heard of a vehicle business such as this one, but it is the best thing I have ever done!! I would recommend this company to anybody, and hopefully Amaresh will be the one to help you!

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At Approval Team, we can give you an ease of mind when purchasing a new vehicle with our fast, reliable services and 99% approval rate. Getting around the greatest city in Canada has never been easier.

bad credit car loans toront

Since the city covers an area of 641 square kilometers, stretching 43 km east to west and 21km north to south, there are plenty of streets to be driven on, 9,250 to be exact. And with Yonge Street being the longest street in the world (1,896km), driving around the city is exhilarating.

There are 3 major highways that run through the Toronto area which are the 401, QEW and the Don Valley Parkway.

With 25% of Canada’s population living within 160km from the city, these highways and other major streets, such as Yonge, Lakeshore and Dundas connect commuters to the downtown core.

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