Best Toronto Bad Credit Car Loans [Updated 2020] 1000+ Reviews Approval Team - Approval Team Canada - Under New Management
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Best Toronto Bad Credit Car Loans [Updated 2020] 1000+ Reviews Approval Team

Best Toronto Bad Credit Car Loans Guide & Approval Link

“The Easier, More Functional and Efficient Way To Get The Car Loan You NEED For the Car You Want in Toronto with Good, NO or Bad Credit.. All Online and All Within 24 Hours or Less. Try Approval Team For FREE.”

bad credit car loans toronto

Home to the 2019 NBA Champions, the 2nd tallest building and largest airport in the world, while boasting a population of 2.93 million, is Toronto, Ontario.

The iconic CN Tower, Royal Ontario Museum, Casa Loma and the Toronto Islands are a few of the top places to visit in this city, as well as many green spaces including Queen’s Park and the 400 acre High Park which includes trails, sport facilities and a zoo.

Approval Team provides nationwide auto financing services at very competitive rates. They give thousands of approvals in Ontario province alone every month. Their services are free and you can contact them anytime you want. Take advantage of their great deals today.

Are you looking for a car loan in Toronto but are not confident you qualify?  There is no reason to worry because in Toronto, anyone can get an auto loan approval.  Whether you are with good credit, bad credit, an immigrant, has recently declared bankruptcy, are late in your payments, new to the country, or a divorcee, it doesn’t matter. 

You can get an approval within 48 hours and drive the car of your choice home. The process is hassle-free too. You can even do it from home if you choose to. If you have an at least $1800 monthly income, has a valid license and are insurable, then you are good to go.

Fun Facts About Toronto

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Toronto has over 1,500 parks for friends and family to enjoy BMO Field is Toronto’s outdoor stadium which is home to Toronto FC and the Toronto Argonauts.

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Home to 8,100 famous restaurants and bars.

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Little Italy, Little Portugal and Chinatown reinforce the city’s Multiculturalism.

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The Toronto Zoo is the 3rd largest in the world with over 16,000 Animals.

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The Mayor of Toronto is John Tory.

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Home to 3 universities, University of Toronto, Ryerson Universityand OCAD University.

Shop From Home Without Pressure

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Easiest & Fastest Online Auto Financing Approval site in Ontario.

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We approve more people for the vehicle they want than any other dealer.

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Never any obligation to buy – Just review and compare local offers.

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Instant call back technology only used by Approval Team.

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Our goal is to satisfy every customer and to make them love the car buying experience.

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Every client gets multiple vehicle options within given monthly budget you request.

  • Mike KinseyMike KinseyGoogle Review

    Hi Cassandra, We would like to thank you for making the whole experience of purchasing our "New to us" truck a pleasure! Right from the initial request we made online for pre-approval to the delivery of our truck last night - this has been so simple and easy - no hassles - no surprises - just a great truck at a fair price with a straight forward financing and warranty package. I have to say that we were a bit nervous in buying a vehicle basically online with only seeing it in person when delivered to our door - but with only needing to sign on the dotted line after our inspection, drive test, and approval - we are very pleased. The truck exceeds our expectations - very clean and nicely detailed. Also a thank you to your delivery drivers - they were awesome to deal with. We would highly recommend you and your team - 5 stars.

    Have a great day!

    Michael and Jacqueline Kinsey.

    Aylmer, Ontario.

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  • Hey Linnie!!! Thanks for the 2019 Chevy Impala LT. My experience with you was awesome! I’m very satisfied with the service you provided, and for everything you did to get me into the car. I’m loving it! I will definitely be coming back to you again when I’m ready for another trade in! Keep up the amazing work you do!

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  • Mark JordanMark JordanGoogle Review

    Would like to thank Goran from the Approval team for getting me into a decent vehicle with my poor credit. Great good and thanks for all the help. I Would recommend the Approval team to anyone looking for a helpful and easy way to buy a vehicle.

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  • A very professional sales team. Within a short period of time I was driving a car that I liked and fit my budget . Ask for Dimond she goes the extra mile for her clients.

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  • I didn't know selling a car could be so easy! The experience was incredible throughout and Aleks was one of the nicest person I've ever encountered. You could also make some money under the current used car market environment. Simply go and have the car appraised and get paid right away. Dealing with them is easy and worry-free.

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  • Parth PanchalParth PanchalGoogle Review

    Truly recommend u all if want to buy a vehicle. I personally recommend this person (Rafi) he will help u in any way to buy a vehicle and also has a good knowledge about it. I got my car in just a week after my application n I cannot be anymore happy n satisfied. Thank u Approval Team. Great job by u all.

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  • Jae Baz VevoJae Baz VevoGoogle Review

    On behalf of Ehigie family , we are so thankful @ Steven!! I know for sure God send me an angel when my family needed help. This is the first car dealer I aver worked with and that showed me and my family that it's more then business, they helped us like family, with care they understood us ,supported us %100% !! Bless you more Steven U shall succeed Doubles Doubles in your business! Bless your company and all your coworkers!! You guys are the real meaning of 'car dealer'. Approval team you guys are the best!

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  • Cassie GodfreyCassie GodfreyGoogle Review

    Thank you so much to Shawn from the Approval Team. I'm a tough customer to please, but he went out of his way to get me exactly what I wanted, and even delivered it to my door 2 hours from Toronto for FREE! My car was registered in my name, plated and ready to be on the road the second it pulled into my driveway. Shawn helped eased my mind as a first time car owner. He was extremely helpful and professional and I would recommend the Approval Team to anyone looking to buy a used car.

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  • Nathan CarrollNathan CarrollGoogle Review

    I worked with Hayden. Great guy. Then did everything they could to help my wife and I get her a car. When my credit was toast and wife had no credit. Thanks guys.

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  • Its FlamistIts FlamistGoogle Review

    Working with Sab was a great experience he answered all questions we had and was a great help with getting a car in the right price range and was very polite and respectful I WOULD RECOMMEND FAMILY AND FRIENDS TO THE APPROVEL TEAM
    GARY GAGE

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  • Brittany DzijackyBrittany DzijackyGoogle Review

    Ian was great to work with. Earlier this year I hit a deer and my suv was written off. I desperately needed a vehicle because I was 9 months pregnant and have an almost 2 year old already. In the last few days of my pregnancy the last thing I wanted to do was start looking / test driving vehicles. I put my trust into Ian and he did all the work and found something reliable and safe for my family. We ended up getting a 2017 Dodge Journey and couldn’t be more happy with it ! It is very roomy for our family and is just perfect for us. Thanks again Ian !! You were such a huge help and took so much stress off of us ! I would definitely recommend!

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  • Best experience buying a car with Approval Team. Marie Joy had me approved within 2 hours and I got my new car in less than 5 days! She paid attention to details and made sure the car was safe and clean. She also negotiated with the bank and was able to lower my payment on a biweekly basis. WOW !!!!!!! Thank you JOY. I will enjoy my car!

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  • Thank you to Mounir at the Approval team for setting me up with my new Nissan Sentra!! The process was very easy going and I highly recommend them to anyone looking to get a newer vehicle.

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  • Tim GittensTim GittensGoogle Review

    Jas is the man. I can't imagine getting better service or getting someone who tried harder for me. I'm a problem case and he still dug in and got me a deal that worked. Attentive. Hard-working. Knowledgeable. I'd give him six stars if I could.

    Tim

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  • Wali UllahWali UllahGoogle Review

    That was an great experience to get a car from approval team . Mr jas helped me to get the best deal with affordable price . I m satisfied so far ???? . They actually understand ur need and guide u accordingly which is amazing .

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  • Temitope OlanrewajuTemitope OlanrewajuGoogle Review

    Thank you Baraa for your exceptional service and support throughout the process of buying our new car. You did everything within your power to satisfy us, you always answer our calls promptly and you are dependable. At some point I thought this quality of customer service is not real. Your team members were also awesome. Thank you. I would be recommending you to my friends.

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  • manouche malumanouche maluGoogle Review

    Daniel helped me so much to get my car I don't know if it wasn't for him I'll be able to get the car so keep up the good job that was so awesome thank you so much

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  • Diva QueenDiva QueenGoogle Review

    Qas is the best ...He helped me get a car in one day no problem!! Very grateful for his help

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  • Living InspirationLiving InspirationGoogle Review

    I had the pleasure to work with a customer service representative named Joy. Let me tell you, she truly lives up to her name! She was so much help when it came to helping get my first car! I absolutely love it and I’m so grateful for her recommendations. The approve group does their job and helps you along the way with anything you need. Thankful to have stumbled upon them and grateful for their help. I will most definitely recommend them to family and friends and will look to them in the future for another car ????! Thank you guys so much and thank you Joy ☀️

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  • I just trade my Chevy Cruze for a Mazda3 in really good condition. So I’m really happy and exited about this new upgrade for me. People in the office is really nice and will help you in anything they can when getting a new car.

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  • Rachelle LabonteRachelle LabonteGoogle Review

    Amaresh helped me with getting my very first vehicle, which was a 2027 Nissan Versa Note! He was very friendly, helpful and accommodating! I was very skeptical at first as I have never heard of a vehicle business such as this one, but it is the best thing I have ever done!! I would recommend this company to anybody, and hopefully Amaresh will be the one to help you!

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  • Kayandra McgregorKayandra McgregorGoogle Review

    My time there interacting with Jas was incredible and hassle free on my end. I had a little hiccup during the process but Jas did everything possible to get me approved and I am now the proud owner of a car. Thanks a lot Jas for your help

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  • Hey Linnie!!! Thanks for the 2019 Chevy Impala LT. My experience with you was awesome! I’m very satisfied with the service you provided, and for everything you did to get me into the car. I’m loving it! I will definitely be coming back to you again when I’m ready for another trade in! Keep up the amazing work you do!

    Read More
  • Thanks so much to everyone on the Approval Team, especially to Hayden for going above and beyond the entire process to get myself a vehicle. Though I know that my situation is very tough from the get-go, Hayden was able to assist me find not only an amazing car but also in a price I can afford! Once again, I really appreciate everything. I will definitely recommend Approval Team, 100%!

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  • I personally worked with Steven to get my car loan approved. The process was superb! Thank you so much! We are definitely returning for future purchases, although I think I’m keeping this car longer than I had anticipated. It’s beautiful and comfortable ????

    Already family and friends are excited about the loan process. Not only is one getting a vehicle and becoming independent of a co-signer, but rather growing their credit for future reliability and a peace of mind.

    Cheers☺️
    Tess ????

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  • Richard PooleRichard PooleGoogle Review

    Orlando Palacios was very helpful from my first enquiry communication to conclusion of our vehicle purchase and remains in contact to ensure complete satisfaction. He is a pleasure to deal with and, if we need another vehicle, am assured he'll take good care of my needs.

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  • Tariq AbuelgasimTariq AbuelgasimGoogle Review

    Approval team delivered my 2017 Sentra last Saturday. I want to say thank you Cassandra! She was very helpful, and the service was prompt and amazing! Highly recommend them.

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  • Shemar and Mounir are one of the most honest people I have met in Canada
    They made my wife and I feel like family from first moment we got into the office.
    They went out of their way to get us out of a difficult situation and we will forever be grateful.
    I will be bringing more business to you soon.
    Thank you so much

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  • isaiah andersonisaiah andersonGoogle Review

    Strongly advise to use this company. Very well service, quick responses, great prices for financing and great with helping you with everything you need for your next car.

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  • Rohit VermaRohit VermaGoogle Review

    I deal with Suchit, he was very nice and helpful from beginning of my search till delivery of my Pathfinder, and even after sales also he helped me in getting my vehicle fixed with minor problem, overall very nice experience.

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  • kevin comtoiskevin comtoisGoogle Review

    Daniel u are amazing and Tom thank youwas amazing from start to finish of purchasing my new car. He listened to what I was looking for and found the perfect vehicle for me. He kept me well informed and up to date on everything that was happening with my vehicle and if I had questions he was happy to answer and never made me feel like I was inconveniencing him. Thank you Tom for getting me a wonderful deal and staying within my budget.daniel thank you for taking the time to go over the car with me and pointing out the special features it has you were very knowledgeable when it came to the vehicle and thank you for delivering it.

    I will recommend to all my friends and family

    Love my Nissan Maxima

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  • Karen WilliamsKaren WilliamsWonderful experience

    My experience with the Approval Team has been wonderful I love the driving my 2014 Chevy cruz drives like a dream and I love it! Thank you so much Shemar and the wonderful staff at Approval Team. Big up

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  • Tim WadeTim Wadebest car buying experiences ever

    This is Tim Wade and all I can say is thank you so much Kristen one of the best car buying experiences ever. I was very set on exactly what I wanted for my next car and even though my credit isn't great you found and exceeded the exact car I was looking for. You and the approval team had everything done and the car delivered to my door in such a quick and timely manner it was just awesome. All I can say is it was a great experience and thank you so much.

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  • Thank you Natalia for getting me my Ford Edge. You helped me and I am really happy with my car. I would recommend everyone to contact Natalia if you need help getting a car she will help you.

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  • Melesia MorrisonMelesia MorrisonGoogle Review

    Had a hard time finding a vehicle for my family and I. Came across the Approval Team online..they were quick to reply to my application. Gord helped me to get into a reliable vehicle and made the process quick and easy...Thanks for all the help????

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  • Myrabel BarrientosMyrabel Barrientosfast and simple

    My experience with Approval Team was fast and simple. It is my second car with them. I am happy with the outcome. Linnie was such great help. Delivery was smooth and easy. I recommend going to Approval Team. Thank again Linnie.

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  • Under the circumstances I was in Linnie from approval team quickly and efficiently got me a new vehicle in a matter of days after my accident . So very thankful for everything and I’m one very happy customer !!

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  • Mathew SpereMathew SpereGoogle Review

    It was great dealing with approval team and hayden inspecific he will give you the most you can probably get with a great price and budgeting

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  • The company real cares about your situation and will do whatever they can to get you approved if one bank says no they have a list they go throu to get you approved Natasha was patient and answered all my questions no matter how many I had .. I would 100 percent recommend them ..I will definitely deal with them again for the next one..

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  • Bought a GMC Terrain from Approval Team, Linnie Blas handled everything for me and had me in the car in no time, she was quick, responsive and very straightforward with how the whole process will work. She answered all my questions and made me feel confident that this purchase was the right car for me. Would definitely recommend Approval Team and will be looking forward to buying another vehicle from them again.Evo Doge

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  • TamiahVlogs4YouTamiahVlogs4YouGoogle Review

    I Wanna Thank The Approval Team for getting me into my brand new Chevy Cruze 2017. I Would like to send a Special Shout Out Too Javon He was an amazing help & so friendly... I Had bad credit && they made it happen!!!!!!!!! So Big Thumbs up to The Approval Team????????????????

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  • Jason FawcettJason FawcettGoogle Review

    Traci, has been an exceptional help from the beginning to the end of this process! She was able to make valuable suggestions, and guide me. Traci was very friendly, and well spoken! I would say it was one of the best sales experience to date ! Job well done ! Thanks again ! Traci ! All the best in your future endeavours!

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  • Tefiney H.Tefiney H.Google Review

    Such an amazing car buying experience! Cassandra from the Approval Team was awesome from the beginning to the end of this process. She was quick, in constant communication and sealed the deal in what seems to be record time. I've shopped around for awhile to get a new car, but I knew after interacting with Casandra, I would be a fool not to put my trust in her and her team! I suggest anyone wanting to buy a vehicle go to them first, you definitely wont regret it.

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  • PrOud MomMA OF 4 FrM mANitOULinPrOud MomMA OF 4 FrM mANitOULinGoogle Review

    THUMBS WAY UP!!! IM SUPER PLEASED AND STILL CANT BELIEVE IM DRIVING MY VERYY 1ST SUV DELIVERED STRAIGHT TO MY DOOR STEP!!! I wanna thank VIVIE & MARKY MARK AT The APPROVAL TEAM ... they did an amazing job at making me feel like I absolutely CAN HAVE WAT I WANT!!! THEY WORKED FAST N HARD AND REALLY ARE THE BEST AT WAT THEY DO!!! Thank you guys so much!! Yous made a family very happy & excited!! ???????? ????????☺️????????

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  • jeff walkerjeff walkerGoogle Review

    I would like to think Cassandra for taking the time to find in the vehicle for me to purchase if you ever get a chance to go down and meet her she is amazing woman and she is very helpful finding the right vehicle for you And taking the time to get to know what your needs and wants are In putting you in the right vehicle

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  • akhil reddyakhil reddyGoogle Review

    I got a VW jetta 2015. It was a great pleasure working with ALI, he took all the stress and didn't let me down at any point of time. I literally took 0% stress and thank you Ali for bearing me. I had a great time with him and I never gonna forget u guys.

    Thank you Ali, you are the best!

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  • I had been contemplating about upgrading my car for a few weeks and was wondering if the option to refinance at a better interest rate was even a possibility. Until one day, I received an email from Linnie at Approval Team.

    She had reached out to see if I was interested in trading in my current vehicle for something newer and more reliable. I decided to entertain the email, and give Linnie a call just to see what my options were.

    Linnie contacted me on January 26th, sent me vehicle options the following day and within a week I had my new car delivered at home!

    The experience was extremely pleasant, quick, professional and hassle free!

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  • Sylvester BartleySylvester BartleyGoogle Review

    My agent name is Arash, from the beginning he was very understanding and very professional. From my appointment to receiving my car they were very nice to me in trying to get me what I am looking for. I would definitely recommend them to anyone who needs their help.

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At Approval Team, we can give you an ease of mind when purchasing a new vehicle with our fast, reliable services and 99% approval rate. Getting around the greatest city in Canada has never been easier.

bad credit car loans toront

Since the city covers an area of 641 square kilometers, stretching 43 km east to west and 21km north to south, there are plenty of streets to be driven on, 9,250 to be exact. And with Yonge Street being the longest street in the world (1,896km), driving around the city is exhilarating.

There are 3 major highways that run through the Toronto area which are the 401, QEW and the Don Valley Parkway.

With 25% of Canada’s population living within 160km from the city, these highways and other major streets, such as Yonge, Lakeshore and Dundas connect commuters to the downtown core.

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