Your credit score affects your standard of living and consequently makes your life easier – if you know how to manage it correctly. Keeping your good score is something you need to dedicate your time to and turn it into a long-term habit. But first, you have to build your credit rating up to a satisfying level. The easiest way to do this is by being a responsible buyer.
What does this mean? First, don’t fall behind on your payments! Second, don’t even think about skipping them all together!